Cash Discount
It is a method of passing a service fee to all customers while giving a discount to those who pay with cash.
Credit Surcharge
A surcharge is an additional fee that a merchant adds to a consumer’s bill when he or she uses a credit card for payment.
Traditional Processing
FreeSwipe offers the most competitive rates for Conventional method of processing in the industry.
Comprehensive array of equipment for any business
Regardless of what type of business you’re running, be it a retail location or a restaurant, we will help you find the right payment processing solution.
The Visa Network Participation Fee / Fixed Acquirer Network Fee applies to all settled (batched out) U.S issued Visa credit card and Visa debit card transactions processed by a U.S. based merchant.
The fee will be billed on one line item and one amount on the merchant’s month end statement with a descriptor of “Visa NPF” for TSYS merchants.
The fee amount will vary from merchant to merchant and is calculated by Visa based on a number of factors including:
- Number of Tax ID’s
- Card Present vs. Card Not Present
- Merchant Category Codes (MCC)
- Number of Locations
- Visa Gross Monthly Sales Volume
If a merchant does not process any Visa cards during the month, a minimum fee of $3.00 is still charged to the merchant.
When you have a merchant account with us, we provide free PCI compliance validation. Please contact us for assistance.
What is Cash Discount?
Our Cash Discount Program is a way for you the merchant to offset your merchant service fees without increasing your sale price. It is a method of passing a service fee to all customers while giving a discount to those who pay with cash.
100% legal
- Available in all 50 states
Collect 100% of your processing sales
Eliminate monthly processor fees
Incredibly easy to order, set up and manage
Next day funding


What is a Credit Surcharge?
Our Credit Surcharge Program is a way for you the merchant to offset your merchant service fees without increasing your sale price. It is a method of surcharging a customer who is paying with a credit card.
- Legal in 42 states
Collect 100% of credit card processing sales
Eliminate monthly processor fees
Incredibly easy to order, set up and manage
Next day funding
What is a Credit Surcharge?
Our Credit Surcharge Program is a way for you the merchant to offset your merchant service fees without increasing your sale price. It is a method of surcharging a customer who is paying with a credit card.
- Legal in 42 states
Collect 100% of credit card processing sales
Eliminate monthly processor fees
Incredibly easy to order, set up and manage
Next day funding
